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$410K · 2 bed Condo Apartment · Unit #115, 50 Herrick Avenue, St. Catharines, Ontario L2P 2T9 | HomeSearchCanada

$409,900

Unit #115

19 DOM

2219d

Map

DOM 19

$409,900

DOM19days

Unit #115

50 Herrick Avenue · St. Catharines · Ontario L2P 2T9

MLS® X13683368 · 456 - Oakdale · L2P 2T9

22OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement19d$432/ft²$4,047 tax/yrNo basement

19 days on market

About this home

You Are Invited To See This Beautiful, Moving Ready Montebello Condo 2 Bedroom/2 Washroom Ground Floor Level Condo With 921 Square Feet Living Area. This Sun filled Corner Unit Comes 9 feet ceiling, Floor To Ceiling Windows, Open Concept Kitchen, Pot Lights With Primary Bedrooms & Secondary Bedrooms. Building Amenities Include a Fitness Centre, Lounge Party Room,& Pickleball Court. This Location Is Extremely Convenient For Everything You Need Including Highways/403/QEW/406, Brock University,…

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Property details

MLS#: X13683368
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Cul de Sac/Dead End, Golf, Public Transit

Condo corp #: 352
Balcony: Terrace
Locker: Ensuite
Association amenities: Concierge, Gym, Party Room/Meeting Room, Recreation Room, Tennis Court, Visitor Parking
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stone
Fronting on: —
Cross street: Queenston St/Eastchester Ave
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® X13683368

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$410K

Unit #115 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,900✓ $4,047 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,124/mo

incl. closing costs (yr 1)

Annual total

$49,485

year 1

Mortgage only

$1,555/mo

principal + interest

Beyond mortgage

$1,721/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$337/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,660/yr

Property taxes18% $8,720/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,099/yr

Condo fees15% $7,346/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,660	$1,555/mo
Government & taxes
Property tax	$4,047	$337/mo
Land transfer tax(closing)	$4,673	$389/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,099	$342/mo
Condo fees
Condo / HOA fees	$7,346	$612/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,485	$4,124/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit #115

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs