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$300K · 2 bed Condo Apartment · Unit 401, 3955 Portage Road, Niagara Falls, Ontario L2J 3W2 | HomeSearchCanada

$299,900

Unit 401

19 DOM

2219d

Map

DOM 19

$299,900

DOM19days

Unit 401

3955 Portage Road · Niagara Falls · Ontario L2J 3W2

MLS® X13683194 · 206 - Stamford · L2J 3W2

22Vacant900-999 ft²Condo ApartmentNoneNo basement19d$316/ft²$2,483 tax/yrBuilt 195175 yrs oldNo basement

19 days on market

About this home

Elegant Stamford Centre Condo Available for Immediate Occupancy. Situated in the prestigious North End of Niagara Falls, 3955 Portage Road offers a sophisticated, low-maintenance lifestyle in a vibrant neighborhood setting. This immaculate 2-bedroom residence boasts a functional layout enhanced by a crisp, modern paint palette and an abundance of natural light. The primary bedroom features a rare and convenient 2-piece ensuite bathroom.Residents will enjoy seamless indoor-outdoor transition to a…

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Property details

MLS#: X13683194
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R4

Property features: Public Transit, School, Place Of Worship, Library

Condo corp #: 2
Balcony: Open
Locker: Exclusive
Association amenities: Exercise Room, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Other
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Privacy
Fronting on: —
Cross street: Thorold Stone - Portage
Stories: 4
Utilities: —
Laundry: Coin Operated, In Building
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Private, Surface

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REVEL Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13683194

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$300K

Unit 401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $2,483 tax✓ Other✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,432/mo

incl. closing costs (yr 1)

Annual total

$41,181

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,588/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$207/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $13,653/yr

Property taxes13% $5,457/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,999/yr

Condo fees20% $8,411/yr

Closing costs12% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$2,483	$207/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$8,411	$701/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,181	$3,432/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs