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$345K · 2 bed Condo Apartment · Unit 603, 432 Main Street, Hamilton, Ontario L8N 1J9 | HomeSearchCanada

$345,000

Unit 603

22 DOM

2322d

Map

DOM 22

$345,000

DOM22days

Unit 603

432 Main Street · Hamilton · Ontario L8N 1J9

MLS® X13679330 · Stinson · L8N 1J9

23Vacant1000-1199 ft²Condo Apartment1-car OtherNo basement22d$314/ft²$1 tax/yrNo basement

22 days on market

About this home

Welcome to 432 Main Street East, Unit 603! This spacious 2-bedroom, 2-bathroom condo offers a functional layout and a great opportunity to make the space your own. Featuring generous room sizes and a bright living and dining area. Centrally located with easy access to downtown Hamilton, public transit, shopping, restaurants, hospitals and everyday amenities. Ideal for first-time buyers, downsizers or investors looking for excellent value and potential in a convenient Hamilton location. Please se…

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Property details

MLS#: X13679330
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 138
Balcony: Enclosed
Locker: None
Fees include: Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: No

Garage: 1-car Other
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Main and Erie
Stories: 6
Utilities: —
Laundry: Washer Hookup
Laundry level: Main Level
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13679330

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$345K

Unit 603 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $345,000✓ $1 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,665/mo

incl. closing costs (yr 1)

Annual total

$31,979

year 1

Mortgage only

$1,309/mo

principal + interest

Beyond mortgage

$594/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$0/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,650

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $15,706/yr

Property taxes11% $3,651/yr

Utilities8% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance11% $3,450/yr

Condo fees0% $12/yr

Closing costs16% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,706	$1,309/mo
Government & taxes
Property tax	$1	$0/mo
Land transfer tax(closing)	$3,650	$304/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,450	$288/mo
Condo fees
Condo / HOA fees	$12	$1/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,979	$2,665/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 603

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs