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$799K · 2+2 bed Condo Townhouse · 2 PROSPECT Lane, Niagara-on-the-Lake, Ontario L0S 1J1 | HomeSearchCanada

$799,000

2 PROSPECT Lane

23 DOM

2+2323d

Map

DOM 23

$799,000

DOM23days

2 PROSPECT Lane

Niagara-on-the-Lake · Ontario L0S 1J1

MLS® X13675190 · 105 - St. Davids · L0S 1J1

2+23OwnerOccupied1200-1399 ft²Condo Townhouse2-car Built-InFinished23d$615/ft²$5,165 tax/yrFinished

23 days on market

About this home

Luxury Private community next to Park, Super Quiet, Well maintained neighbourhood. Enjoy the house without worrying about lawn maintenance and snow removal! All Taken care of! This Home Comes with 1 Year Home Warranty Covers Appliances, Plumbing and Electrical. Discover the charm of wine country living at Prospect Lane in Niagara-on-the-Lake, where you can stroll to Ravine Winery for a weekend meal and return home to your executive bungalow town. This enclave offers the perfect way to right-size…

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Property details

MLS#: X13675190
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+2
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 2
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Clear View, Golf, Library, Rec./Commun.Centre, School

View: Clear

Condo corp #: 237
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other, Stone
Fronting on: —
Cross street: WARNER ROAD TO TANBARK
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Bar Fridge, Carpet Free, Floor Drain, In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC

Source: TRREB/PROPTX · MLS® X13675190

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$799K

2 PROSPECT Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $5,165 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,329/mo

incl. closing costs (yr 1)

Annual total

$75,944

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,801/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$430/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $36,374/yr

Property taxes23% $17,620/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Condo fees4% $3,300/yr

Closing costs7% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$5,165	$430/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Condo fees
Condo / HOA fees	$3,300	$275/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,944	$6,329/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2 PROSPECT Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs