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$470K · 2 bed Condo Apartment · Unit 312, 121 Water Street, Cornwall, Ontario K6J 5T8 | HomeSearchCanada

$469,900

Unit 312

24 DOM

2224d

Map

DOM 24

$469,900

DOM24days

Unit 312

121 Water Street · Cornwall · Ontario K6J 5T8

MLS® X13672140 · 717 - Cornwall · K6J 5T8

22TenantOccupied1200-1399 ft²Condo Apartment1-car UndergroundFull24d$362/ft²$4,470 tax/yrBuilt 198541 yrs oldFull

24 days on market

About this home

Well kept front facing unit on southeast corner of sought after building overlooking Lamoureux Park.A counter separates the functional and efficient upgraded kitchen (appliances included) from the spacious open concept dining /living room with gas fireplace and French doors to enclosed sunroom and outer sundeck for great views of the Park. Hardwood flooring throughout except bathrooms and kitchen. Primary bedroom has full ensuite bathroom. Good sized second bedroom. Full main bathroom includes s…

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Property details

MLS#: X13672140
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Clear View, Level, Park

Fireplaces: 1
Fireplace features: Fireplace Insert, Natural Gas

Condo corp #: 3
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Car Wash, Elevator
Fees include: Water Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick · Controlled Entry, Lighting, Porch, Porch Enclosed
Fronting on: —
Cross street: Augustus
Stories: 3
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX AFFILIATES MARQUIS LTD.

Source: TRREB/PROPTX · MLS® X13672140

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$470K

Unit 312 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,900✓ $4,470 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,837/mo

incl. closing costs (yr 1)

Annual total

$58,044

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$2,107/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$373/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$86/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $21,392/yr

Property taxes18% $10,343/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,699/yr

Condo fees21% $12,450/yr

Closing costs9% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,392	$1,783/mo
Government & taxes
Property tax	$4,470	$373/mo
Land transfer tax(closing)	$5,873	$489/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,699	$392/mo
Condo fees
Condo / HOA fees	$12,450	$1,038/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,044	$4,837/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 312

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs