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$299,900
DOM71days646 Cummings Avenue · Ottawa · Ontario K1K 2K6
71 days on market
Ideally located in a highly sought-after area, this well-appointed condo offers an excellent combination of space, quality finishes, and value, just minutes from schools, the amenities of Beechwood and St. Laurent, and with convenient access to public transit, while also being surrounded by parks, green space, and the scenic Ottawa River pathways and parkway, providing a balanced lifestyle of urban convenience and outdoor enjoyment. This spacious two-bedroom, two-bathroom unit features a well-de…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® X13672138
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,653 | $1,138/mo |
| Government & taxes | ||
| Property tax | $3,063 | $255/mo |
| Land transfer tax(closing) | $2,974 | $248/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,999 | $250/mo |
| Condo fees | ||
| Condo / HOA fees | $7,732 | $644/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $39,580 | $3,298/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.