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$600K · 3 bed Condo Townhouse · Unit 41, 275 Pelham Road, St. Catharines, Ontario L2S 3B9 | HomeSearchCanada

$599,900

Unit 41

23 DOM

3423d

Map

DOM 23

$599,900

DOM23days

Unit 41

275 Pelham Road · St. Catharines · Ontario L2S 3B9

MLS® X13669760 · 462 - Rykert/Vansickle · L2S 3B9

34OwnerOccupied1600-1799 ft²Condo Townhouse1-car AttachedFinished, Full23d$353/ft²$4,685 tax/yrBuilt 200323 yrs oldFinished, Full

23 days on market

About this home

STUNNING condo townhome filled with high-end upgrades and FABULOUS, unique touches throughout! Enjoy maintenance-free living! Oversized garage provides interior access to gourmet kitchen with upgraded cupboards, backsplash and granite counters and boasts a lovely, bright breakfast nook. A tucked away sitting room perfect for reading and tea-sipping, leads to a GLORIOUS open concept living room/dining room area with open-to-above ceiling, stunning chandelier, and fireplace w/ mantle (gas). You…

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Property details

MLS#: X13669760
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 4 full, 0 half
Rooms: 15
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R1

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 37
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: —
Cross street: Pelham Rd. and Louth St.
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room, Sink, Laundry Closet
Interior: Auto Garage Door Remote, Built-In Oven, Floor Drain, In-Law Capability, Guest Accommodations, Storage
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13669760

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$600K

Unit 41 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,685 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,264/mo

incl. closing costs (yr 1)

Annual total

$63,173

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,824/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $27,310/yr

Property taxes21% $13,158/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,999/yr

Condo fees10% $6,046/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,685	$390/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$6,046	$504/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,173	$5,264/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 41

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs