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$699,900
Peterborough · Ontario K9J 0A9
72 days on market
Simply move in and enjoy. Welcome to 138 Village Cres, a beautifully redesigned gem in sought-after Westview Village, where the renovations are complete and everything is ready for its very first use. With 2-bedrooms and 3-full-bathrooms, this bungalow-style condo offers the feel of a brand-new home, featuring a new custom kitchen, wood flooring, fixtures, bathrooms, appliances and more. Vaulted ceilings create a bright, open feel throughout the main living space. The kitchen is designed for bot…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $65KPrice reduction
MLS shows the seller reduced the asking price by $65,100 (from $765,000 to $699,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Royal Lepage Proalliance Realty
Source: TRREB/PROPTX · MLS® X13668174
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,862 | $2,655/mo |
| Government & taxes | ||
| Property tax | $6,299 | $525/mo |
| Land transfer tax(closing) | $10,473 | $873/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,999 | $583/mo |
| Condo fees | ||
| Condo / HOA fees | $4,853 | $404/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,147 | $5,929/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.