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$425K · 1+1 bed Condo Apartment · Unit 219, 100 Garment Street, Kitchener, Ontario N2G 0C3 | HomeSearchCanada

$424,999

Unit 219

24 DOM

1+1124d

Map

DOM 24

$424,999

DOM24days

Unit 219

100 Garment Street · Kitchener · Ontario N2G 0C3

MLS® X13666946 · N2G 0C3

1+11TenantOccupied900-999 ft²Condo ApartmentNoneNo basement24d$448/ft²$4,162 tax/yrNo basement

24 days on market

About this home

" Why RENT WHEN YOU CAN OWN IT" ...... Welcome to Garment Street Lofts in the heart of downtown Kitchener! This stylish and spacious 1-bedroom + den, 1-bathroom condo offers approximately 915 sq. ft. of interior living space, complemented by a 73 sq. ft. private balcony and impressive 13-ft ceilings that create an exceptional sense of openness and volume. The bright, open-concept layout offers a comfortable blend of functionality and contemporary style, with generous living and dining areas idea…

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Property details

MLS#: X13666946
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 670
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Exercise Room, Media Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Victoria St & Garment
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: TRIMAXX REALTY LTD.

Source: TRREB/PROPTX · MLS® X13666946

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$425K

Unit 219 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,999✓ $4,162 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,437/mo

incl. closing costs (yr 1)

Annual total

$53,250

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,952/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$347/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $19,348/yr

Property taxes17% $9,137/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,250/yr

Condo fees19% $9,855/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$4,162	$347/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Condo fees
Condo / HOA fees	$9,855	$821/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,250	$4,437/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 219

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs