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$495K · 2 bed Condo Townhouse · Unit 4, 477 Beechwood Drive, Waterloo, Ontario N2T 1H8 | HomeSearchCanada

$495,000

Unit 4

25 DOM

2225d

Map

DOM 25

$495,000

DOM25days

Unit 4

477 Beechwood Drive · Waterloo · Ontario N2T 1H8

MLS® X13664438 · N2T 1H8

22Vacant1200-1399 ft²Condo Townhouse1-car AttachedFinished25d$381/ft²$3,509 tax/yrBuilt 198541 yrs oldFinished

25 days on market

About this home

Welcome to this bright and spacious 2-bedroom, 1.5-bathroom condominium townhome offering exceptional value in one of Waterloo's most desirable neighbourhoods. Filled with natural light, this vacant home is ready for immediate possession and presents the perfect opportunity for first-time buyers, investors, downsizers, or anyone looking to personalize a home to their own style. The functional layout features generous principal rooms, two spacious bedrooms, and a finished basement that provides a…

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Property details

MLS#: X13664438
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc; 2 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: MR100

Property features: Hospital, Library, Park, Place Of Worship, Rec./Commun.Centre, Public Transit

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 403
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Veneer, Shingle
Fronting on: —
Cross street: Erb St and Beechwood Drive
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Separate Hydro Meter, Separate Heating Controls, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13664438

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$495K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $495,000✓ $3,509 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,637/mo

incl. closing costs (yr 1)

Annual total

$55,641

year 1

Mortgage only

$1,878/mo

principal + interest

Beyond mortgage

$1,769/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$292/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,535/yr

Property taxes18% $9,884/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,950/yr

Condo fees14% $7,612/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,535	$1,878/mo
Government & taxes
Property tax	$3,509	$292/mo
Land transfer tax(closing)	$6,375	$531/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,950	$413/mo
Condo fees
Condo / HOA fees	$7,612	$634/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,641	$4,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs