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$424,000
311 Water Street · Cornwall · Ontario K6J 1A5
73 days on market
Stylish 2 bedroom downtown condominium offering a low-maintenance, turnkey lifestyle with underground parking and the option to lease a second parking space. Enjoy southeast-facing views of Lamoureux Park and the St. Lawrence River from your private balcony, all within a beautifully maintained property featuring attractive landscaping and well-kept grounds. A separate foyer with closet leads into a comfortable, functional layout. The dining area flows into the spacious living room, where a corne…
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Seller signals
↓ $11KPrice reduction
MLS shows the seller reduced the asking price by $11,000 (from $435,000 to $424,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE PERFORMANCE REALTY
Source: TRREB/PROPTX · MLS® X13664298
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,302 | $1,609/mo |
| Government & taxes | ||
| Property tax | $5,195 | $433/mo |
| Land transfer tax(closing) | $4,955 | $413/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,240 | $353/mo |
| Condo fees | ||
| Condo / HOA fees | $7,780 | $648/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,633 | $4,219/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.