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$699K · 3+1 bed Condo Townhouse · Unit 6, 391 Joseph Street, Saugeen Shores, Ontario N0H 2C2 | HomeSearchCanada

$699,000

Unit 6

25 DOM

3+1425d

Map

DOM 25

$699,000

DOM25days

Unit 6

391 Joseph Street · Saugeen Shores · Ontario N0H 2C2

MLS® X13661604 · Saugeen Shores · N0H 2C2

3+14TenantOccupied1200-1399 ft²Condo Townhouse2-car AttachedFull, Partially Finished25d$538/ft²$3,767 tax/yrBuilt 201313 yrs oldFull, Partially Finished

25 days on market

About this home

Simplify your life and join the carefree condo lifestyle! This is your opportunity to own a beautifully upgraded condo among a small grouping of similar units fronting on Joseph Street in Port Elgin. With everything you need on the main floor including eat in kitchen, separate dining room, living room with gas fireplace , 2pc, master bedroom with ensuite bath and laundry room, your need to use stairs is limited. For the weekend guests this unit has a second floor with two bedrooms, a four pie…

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Property details

MLS#: X13661604
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+1
Baths: 4 full, 0 half
Rooms: 11 + 5
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungaloft
Type: Condo Townhouse
Year built: 2013

Occupancy: Tenant Occupied
Washrooms: 3 pc · Lower; 3 pc · Main; 2 pc · Main; 4 pc · Upper
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: DH

Roof: Shingles
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas, Living Room

Condo corp #: 23
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Deck, Landscaped, Lawn Sprinkler System, Porch, Year Round Living
Fronting on: —
Cross street: Joseph St | Bruce St
Stories: 1
Utilities: —
Laundry: Laundry Room, In Building
Interior: Air Exchanger, Auto Garage Door Remote, Primary Bedroom - Main Floor, Workbench
Parking features: Surface, Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Exchange Realty Co.

Source: TRREB/PROPTX · MLS® X13661604

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$699K

Unit 6 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,767 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,853/mo

incl. closing costs (yr 1)

Annual total

$70,233

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,871/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$314/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $31,821/yr

Property taxes20% $14,222/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees9% $6,540/yr

Closing costs7% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,767	$314/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$6,540	$545/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,233	$5,853/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 6

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs