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$330K · 1 bed Condo Apartment · Unit 213, 108 Garment Street, Kitchener, Ontario N2G 0E2 | HomeSearchCanada

$329,900

Unit 213

27 DOM

1127d

Map

DOM 27

$329,900

DOM27days

Unit 213

108 Garment Street · Kitchener · Ontario N2G 0E2

MLS® X13656478 · N2G 0E2

11OwnerOccupied600-699 ft²Condo Apartment1-car UndergroundNo basement27d$508/ft²$3,515 tax/yrNo basement

27 days on market

About this home

Welcome to Garment Street Condos - where modern design meets downtown convenience. This state-of-the-art building offers exceptional amenities including a rooftop pool, sports court, urban rooftop park with BBQs, yoga studio, fully equipped fitness centre and pet run - all designed to elevate your lifestyle. This spacious 1-bedroom + den unit showcases premium finishes throughout such as stylish Spring Oak vinyl plank flooring, stainless steel appliances, upgraded 3cm granite countertops, and pr…

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Property details

MLS#: X13656478
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Hospital, Library, Park, Public Transit, River/Stream, School

Condo corp #: 744
Balcony: Open
Locker: None
Fees include: Water Included, CAC Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Poured
Fronting on: —
Cross street: Victoria and Garment
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13656478

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$330K

Unit 213 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $329,900✓ $3,515 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,630/mo

incl. closing costs (yr 1)

Annual total

$43,562

year 1

Mortgage only

$1,252/mo

principal + interest

Beyond mortgage

$1,635/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$293/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,424

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $15,018/yr

Property taxes16% $6,939/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,299/yr

Condo fees18% $7,645/yr

Closing costs12% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,018	$1,252/mo
Government & taxes
Property tax	$3,515	$293/mo
Land transfer tax(closing)	$3,424	$285/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,299	$275/mo
Condo fees
Condo / HOA fees	$7,645	$637/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,562	$3,630/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 213

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs