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$325,000
DOM79days334 QUEEN MARY Road · Kingston · Ontario K7M 7E7
79 days on market
Welcome to this bright and inviting 2-bedroom, 1-bathroom condo offering comfortable, low-maintenance living. Featuring a functional layout, spacious living areas, and plenty of natural light, this home is perfect for first-time buyers, downsizers, or investors. Conveniently and centrally located close to shopping, restaurants, parks, schools, and public transit, you will enjoy easy access to all the amenities you need. Move in and enjoy carefree condo living. You will not want to miss this oppo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: EXP REALTY, BROKERAGE
Source: TRREB/PROPTX · MLS® X13648530
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~750 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $14,795 | $1,233/mo |
| Government & taxes | ||
| Property tax | $2,436 | $203/mo |
| Land transfer tax(closing) | $3,350 | $279/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,250 | $271/mo |
| Condo fees | ||
| Condo / HOA fees | $5,836 | $486/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $38,827 | $3,236/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.