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$620K · 3 bed Condo Townhouse · Unit 2, 55 Harrison Street, Stratford, Ontario N5A 1A0 | HomeSearchCanada

$619,900

Unit 2

30 DOM

3430d

Map

DOM 30

$619,900

DOM30days

Unit 2

55 Harrison Street · Stratford · Ontario N5A 1A0

MLS® X13646170 · Stratford · N5A 1A0

34OwnerOccupied1600-1799 ft²Condo Townhouse1-car AttachedFinished, Full30d$365/ft²$6,265 tax/yrFinished, Full

30 days on market

About this home

MINT! - FULLY FINISHED ON ALL LEVELS ON A FULL WALK-OUT LOT BACKING ONTO GREENSPACE! Spacious 3 bedroom, 3.5 baths, lovingly maintained townhome nested quietly amongst year round nature boasting an open concept main floor layout. You will love the many extras in this home such as the rich hardwood floors on the main level and staircase to upper level. Gleaming white kitchen with butcher block island, quartz countertops, subway backsplash with stainless appliances (with gas stove). Large living r…

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Property details

MLS#: X13646170
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 4 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Upper; 3 pc · Upper; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: Res Condo

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

Condo corp #: 40
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Other
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding, Stone · Deck
Fronting on: —
Cross street: corner of Harrison and Vivian Sts
Stories: —
Utilities: —
Laundry: Laundry Room
Interior: Sump Pump, Air Exchanger, Water Softener, Other
Parking features: Other

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13646170

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$620K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,900✓ $6,265 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,245/mo

incl. closing costs (yr 1)

Annual total

$62,942

year 1

Mortgage only

$2,352/mo

principal + interest

Beyond mortgage

$1,696/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$522/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,221/yr

Property taxes24% $15,138/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,199/yr

Condo fees4% $2,724/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,221	$2,352/mo
Government & taxes
Property tax	$6,265	$522/mo
Land transfer tax(closing)	$8,873	$739/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,199	$517/mo
Condo fees
Condo / HOA fees	$2,724	$227/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,942	$5,245/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs