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$949,000
DOM78days1397 York Road · Niagara-on-the-Lake · Ontario L0S 1J1
78 days on market
Welcome to Unit 10 at Vineyard Square, the FINAL model home release in this exclusive collection of executive townhomes in historic St. Davids. Set in the heart of Niagara-on-the-Lake wine country, this beautifully designed residence showcases exceptional craftsmanship and a seamless blend of elegance and contemporary style.Offering a thoughtfully designed layout with 2 bedrooms, 2.5 bathrooms, and a private outdoor terrace, this home delivers a refined lifestyle with both comfort and sophistica…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REVEL Realty Inc., Brokerage
Source: TRREB/PROPTX · MLS® X13644414
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $43,203 | $3,600/mo |
| Government & taxes | ||
| Property tax | $6,000 | $500/mo |
| Land transfer tax(closing) | $15,455 | $1,288/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,490 | $791/mo |
| Condo fees | ||
| Condo / HOA fees | $6,054 | $505/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $90,944 | $7,579/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.