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$450K · 2 bed Condo Apartment · Unit 103, Union Station Condominiums, 58 Glenelg Street, Kawartha Lakes, Ontario K9V 0M9 | HomeSearchCanada

$449,900

Unit 103

31 DOM

2231d

Map

DOM 31

↓ $15K

$449,900

↓ $15K

DOM31days

Unit 103

Union Station Condominiums · 58 Glenelg Street · Kawartha Lakes · Ontario K9V 0M9

MLS® X13641284 · Lindsay · K9V 0M9

22Vacant900-999 ft²Condo Apartment1-car UndergroundNo basement31d$474/ft²$4,155 tax/yrBuilt 20188 yrs oldNo basement

31 days on market

About this home

Welcome to maintenance-free living in one of Lindsay's most desireable condominium communities. Union station offers, secure entry, elevator access, underground parking, visitor parking, fitness facility, guest accommodations, and beautifully maintained common areas including 2 rooftop patios and common use BBQ areas. This bright unit offers two bedrooms, two full washrooms, beautiful open concept kitchen living room with sliding glass doors to your own private patio. Great for professionals, pe…

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Property details

MLS#: X13641284
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Concrete
Property features: Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, Public Transit

Building name: Union Station Condominiums
Condo corp #: 30
Balcony: Terrace
Locker: Ensuite+Common
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Victoria Avenue South and Glenelg Street West
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote
Parking features: Underground

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $464,900 to $449,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® X13641284

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$450K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $4,155 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,483/mo

incl. closing costs (yr 1)

Annual total

$53,793

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,862/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$346/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $20,481/yr

Property taxes18% $9,628/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,499/yr

Condo fees16% $8,524/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$4,155	$346/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$8,524	$710/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,793	$4,483/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs