Loading neighbourhood intel…
Loading neighbourhood intel…
$499,999
DOM80days445 Stone Church Road · Hamilton · Ontario L9B 2L5
80 days on market
Experience the privacy and natural light of a sun-filled end-unit townhome, perfectly positioned for modern living. This 3-storey gem has been thoughtfully updated withsleek, upgraded flooring and high-end finishes, including a chef-inspired kitchen with Caesarstone countertops and stainless-steel appliances.The layout is designed forversatility: the upper level features three generously sized bedrooms, while the lower level offers a private fourth bedroom (or home office) with a walk-out to a f…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: MICHAEL ST.JEAN REALTY INC.
Source: TRREB/PROPTX · MLS® X13640458
Do you own a home in Hamilton?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,700 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,762 | $1,897/mo |
| Government & taxes | ||
| Property tax | $2,763 | $230/mo |
| Land transfer tax(closing) | $6,475 | $540/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,000 | $417/mo |
| Condo fees | ||
| Condo / HOA fees | $7,224 | $602/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,384 | $4,449/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.