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$368K · 1+1 bed Condo Apartment · Unit B303, Sage 3 Condos, 62 Balsam Street, Waterloo, Ontario N2L 3H2 | HomeSearchCanada

$368,000

Unit B303

77 DOM

1+1277d

Map

DOM 77

↓ $30K

$368,000

↓ $30K

DOM77days

Unit B303

Sage 3 Condos · 62 Balsam Street · Waterloo · Ontario N2L 3H2

MLS® X13637722 · N2L 3H2

1+12Vacant700-799 ft²Condo ApartmentNoneNo basement77d$491/ft²$3,036 tax/yrNo basement

77 days on market

About this home

Welcome to Sage 3 Waterloo Specious and Bright Unit with 1+1 Bedroom and 1.5 Bath, Located in the Heart of Waterloo's University District. Primary Bedroom and Living Room are Direct Access to the 126 Sqft Open Balcony. The Den Features a Sliding Door, Making it Ideal for Use as A Second Bedroom. The Contemporary Kitchen is Equipped with Granite Countertops, Backsplash, and Stainless Steel Appliances. Steps to Wilfrid Laurier University and the University of Waterloo, Public Transit, Restaurant…

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Property details

MLS#: X13637722
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Flat; 2 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Building name: Sage 3 Condos
Condo corp #: 594
Balcony: Open
Locker: None
Association amenities: Party Room/Meeting Room, Rooftop Deck/Garden, Elevator, Media Room
Fees include: Building Insurance Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Concrete Block
Fronting on: —
Cross street: King St N/University Ave.
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $398,000 to $368,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Initia Real Estate

Source: TRREB/PROPTX · MLS® X13637722

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$368K

Unit B303 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $368,000✓ $3,036 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,697/mo

incl. closing costs (yr 1)

Annual total

$44,363

year 1

Mortgage only

$1,396/mo

principal + interest

Beyond mortgage

$1,510/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,680/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,995

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,753/yr

Property taxes16% $7,031/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,680/yr

Condo fees14% $6,239/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,753	$1,396/mo
Government & taxes
Property tax	$3,036	$253/mo
Land transfer tax(closing)	$3,995	$333/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,680	$307/mo
Condo fees
Condo / HOA fees	$6,239	$520/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,363	$3,697/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B303

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs