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$430K · 2 bed Condo Townhouse · Unit 15, 3900 Savoy Street, London, Ontario N6P 0H9 | HomeSearchCanada

$429,900

Unit 15

32 DOM

2332d

Map

DOM 32

$429,900

DOM32days

Unit 15

3900 Savoy Street · London · Ontario N6P 0H9

MLS® X13635334 · South V · N6P 0H9

23TenantOccupied500-599 ft²Condo TownhouseNoneFinished with Walk-Out, Full32d$782/ft²$2,934 tax/yrBuilt 20233 yrs oldFinished with Walk-Out, Full

32 days on market

About this home

Welcome to 3900 Savoy Street, Unit 15, a stylish and modern 2-bedroom, 3-bathroom stacked townhouse located in the desirable Lambeth area of South London. This beautifully finished home offers a thoughtfully designed layout with quality upgrades throughout. The main floor features an inviting open-concept living, dining and kitchen area with engineered hardwood flooring, modern lighting and an abundance of natural light. The contemporary kitchen is the heart of the home, featuring quartz counter…

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Property details

MLS#: X13635334
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 3
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out, Full
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 2 pc · Main; 3 pc · Basement; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat

Condo corp #: 974
Balcony: Terrace
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Other
Fronting on: —
Cross street: Wharncliffe Rd S
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13635334

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$430K

Unit 15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $2,934 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,815/mo

incl. closing costs (yr 1)

Annual total

$45,777

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,303/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $19,571/yr

Property taxes17% $8,007/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,299/yr

Condo fees7% $3,240/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$2,934	$245/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$3,240	$270/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,777	$3,815/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs