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$439K · 2 bed Condo Townhouse · Unit 5, 233 John Street, Belleville, Ontario K8N 3G2 | HomeSearchCanada

$439,000

Unit 5

36 DOM

2236d

Map

DOM 36

$439,000

DOM36days

Unit 5

233 John Street · Belleville · Ontario K8N 3G2

MLS® X13624924 · Belleville Ward · K8N 3G2

22OwnerOccupied1400-1599 ft²Condo TownhouseNoneNo basement36d$293/ft²$4,026 tax/yrBuilt 1916110 yrs oldNo basement

36 days on market

About this home

This stunning open-concept Victorian townhome is full of historic character and modern charm. Featuring towering ceilings, 16-inch baseboards, and large windows on both levels, the entire home is flooded with natural light. Step inside through the elegant front door to a spacious foyer, and a stately original staircase that sets the tone for the residence. The main living space offers a 2-piece powder room, bright open layout with a generous living room and an updated modern kitchen complete wit…

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Property details

MLS#: X13624924
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: 1916

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 5 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: RS-14

Roof: Asphalt Shingle
Foundation: Stone
Property features: Hospital, Library, Park, Public Transit, School, School Bus Route

Condo corp #: 21
Balcony: None
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Paved Yard, Year Round Living
Fronting on: —
Cross street: Bridge Street E and John Street
Stories: 1
Utilities: —
Laundry: Gas Dryer Hookup, Washer Hookup
Laundry level: Upper Level
Interior: Carpet Free, Separate Hydro Meter, Water Heater, Water Heater Owned, Water Meter
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13624924

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$439K

Unit 5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $4,026 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,981/mo

incl. closing costs (yr 1)

Annual total

$59,774

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$2,419/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$336/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$107/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $19,985/yr

Property taxes16% $9,281/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $4,390/yr

Condo fees26% $15,457/yr

Closing costs9% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$4,026	$336/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$15,457	$1,288/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,774	$4,981/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs