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$499K · 2 bed Condo Townhouse · 9.5 South Court Street, Norwich, Ontario N0J 1P0 | HomeSearchCanada

$499,000

9.5 South Court Street

37 DOM

2237d

Map

DOM 37

↓ $16K

$499,000

↓ $16K

DOM37days

9.5 South Court Street

Norwich · Ontario N0J 1P0

MLS® X13624064 · Norwich Town · N0J 1P0

22OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFull, Partially Finished37d$454/ft²$3,035 tax/yrBuilt 20233 yrs oldFull, Partially Finished

37 days on market

About this home

Welcome to this beautifully upgraded bungalow townhome in the sought-after Lossing's Landing community, nestled in the charming and historic town of Norwich. Perfectly positioned on a desirable corner lot, this three year young, move-in-ready home offers exceptional quality, thoughtful design, and the ease of low-maintenance living. Since purchasing new, the current owners have invested extensively in premium upgrades, showcasing quality craftsmanship and attention to detail throughout. The brig…

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Property details

MLS#: X13624064
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 145
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Hardboard, Stone
Fronting on: —
Cross street: Washington/Main
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, In-Suite Laundry, Washer Hookup
Laundry level: Main Level
Interior: Air Exchanger, Auto Garage Door Remote, Carpet Free, ERV/HRV, Floor Drain, Garburator, On Demand Water Heater, Primary Bedroom - Main Floor, Sewage Pump, Storage, Sump Pump, Water Heater, Water Meter, Water Purifier, Water Softener, Water Treatment
Parking features: Private

Additional listing data

ListAOR: Woodstock Ingersoll Tillsonburg & Area Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $16KPrice reduction

MLS shows the seller reduced the asking price by $16,000 (from $515,000 to $499,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Gale Group Realty Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13624064

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$499K

9.5 South Court Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,035 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,345/mo

incl. closing costs (yr 1)

Annual total

$52,143

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,456/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $22,717/yr

Property taxes18% $9,490/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Condo fees8% $4,286/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,035	$253/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$4,286	$357/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,143	$4,345/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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9.5 South Court Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs