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$460K · 2 bed Condo Apartment · Unit 105, 205 Somerset Street, Ottawa, Ontario K2P 0J1 | HomeSearchCanada

$459,900

Unit 105

38 DOM

2238d

Map

DOM 38

$459,900

DOM38days

Unit 105

205 Somerset Street · Ottawa · Ontario K2P 0J1

MLS® X13621304 · 4102 - Ottawa Centre · K2P 0J1

22Vacant1200-1399 ft²Condo Apartment1-car Built-InNo basement38d$354/ft²$5,033 tax/yrBuilt 198541 yrs oldNo basement

38 days on market

About this home

Classic Architecture, Exceptional Location, Timeless Living.Designed by renowned Barry Hobin Architecture, Somerset Court is known for its timeless design, spacious layouts & generous room sizes. From the moment you arrive, you'll appreciate the building's elegant full brick exterior, beautifully landscaped grounds, mature trees and greenery, raised garden beds, interlock walkways, wrought-iron railings, and private courtyard, creating a warm and welcoming first impression.This beautifully maint…

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Property details

MLS#: X13621304
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Public Transit

View: Downtown

Condo corp #: 339
Balcony: Open
Locker: Exclusive
Association amenities: Elevator
Fees include: Building Insurance Included
Pets: No

Garage: 1-car Built-In
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Privacy
Fronting on: —
Cross street: Ottawa Centre
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Storage Area Lockers, Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX PRIME PROPERTIES

Source: TRREB/PROPTX · MLS® X13621304

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$460K

Unit 105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $5,033 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,872/mo

incl. closing costs (yr 1)

Annual total

$58,460

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$2,196/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$419/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$91/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $20,937/yr

Property taxes18% $10,706/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,599/yr

Condo fees22% $13,058/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$5,033	$419/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$13,058	$1,088/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,460	$4,872/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs