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$450K · 2 bed Condo Townhouse · Unit 5, 45 Prince Edward Street, Brighton, Ontario K0K 1H0 | HomeSearchCanada

$449,900

Unit 5

37 DOM

2137d

Map

DOM 37

Waterfront

$449,900

DOM37days

Unit 5

45 Prince Edward Street · Brighton · Ontario K0K 1H0

MLS® X13621110 · Brighton · K0K 1H0

21OwnerOccupied1000-1199 ft²Condo TownhouseNoneFull, Unfinished37d$409/ft²$2,727 tax/yrBuilt 198541 yrs oldFull, Unfinished

37 days on market

About this home

Spacious and bright condo townhouse in the heart of Brighton, centrally located near downtown and everyday amenities. This well-maintained home offers an open-concept living room with a second-level loft, a separate dining area, and a kitchen with stainless steel appliances. The main level includes laundry, an updated 4-piece bathroom, and two comfortable bedrooms. The second bedroom features sliding doors leading to a private deck overlooking gardens and green space. A full basement provides th…

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Property details

MLS#: X13621110
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Loft
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Campground, Golf, Hospital, Marina, School

View: City, Downtown, Garden, Trees/Woods

Waterfront: Yes

Condo corp #: 16
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick · Deck, Privacy
Fronting on: —
Cross street: Prince Edward Street & Highway 2 (Elizabeth St)
Stories: 1
Utilities: —
Laundry: Inside
Laundry level: Lower Level
Interior: Primary Bedroom - Main Floor, Water Heater
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Re/Max Quinte Ltd.

Source: TRREB/PROPTX · MLS® X13621110

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$450K

Unit 5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $2,727 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,966/mo

incl. closing costs (yr 1)

Annual total

$47,587

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,344/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$227/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,481/yr

Property taxes17% $8,200/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees8% $3,746/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$2,727	$227/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$3,746	$312/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,587	$3,966/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs