Loading neighbourhood intel…

$255K · 2 bed Condo Apartment · Unit 407, Geneva On The Park Condominiums, 359 Geneva Street, St. Catharines, Ontario L2N 2G5 | HomeSearchCanada

$255,000

Unit 407

38 DOM

2138d

Map

DOM 38

↓ $11K

$255,000

↓ $11K

DOM38days

Unit 407

Geneva On The Park Condominiums · 359 Geneva Street · St. Catharines · Ontario L2N 2G5

MLS® X13619246 · 446 - Fairview · L2N 2G5

21Vacant800-899 ft²Condo ApartmentNoneNo basement38d$300/ft²$2,210 tax/yrBuilt 195175 yrs oldNo basement

38 days on market

About this home

Welcome to Geneva on the Park, where opportunity meets convenience. This bright and spacious 2-bedroom, 1-bathroom condo offers an excellent layout with an abundance of natural light and generous living space that's perfect for comfortable everyday living. Featuring two spacious bedrooms, a large open living and dining area, a large open balcony, a walk-in storage closet, a sizeable front hall closet, and plenty of additional storage throughout, this unit offers functionality that's hard to find…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13619246
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Foundation: Concrete

Building name: Geneva On The Park Condominiums
Condo corp #: 105
Balcony: Open
Locker: Ensuite
Association amenities: Outdoor Pool, Elevator, Visitor Parking
Fees include: Heat Included, Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Geneva St & Scott St
Stories: 4
Utilities: —
Laundry: Coin Operated
Interior: Primary Bedroom - Main Floor, Wheelchair Access
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $11KPrice reduction

MLS shows the seller reduced the asking price by $10,500 (from $265,500 to $255,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REVEL REALTY INC.

Source: TRREB/PROPTX · MLS® X13619246

Do you own a home in St. Catharines?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$255K

Unit 407 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $255,000✓ $2,210 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,056/mo

incl. closing costs (yr 1)

Annual total

$36,677

year 1

Mortgage only

$967/mo

principal + interest

Beyond mortgage

$1,439/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$51,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,300

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $11,609/yr

Property taxes12% $4,510/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,550/yr

Condo fees20% $7,349/yr

Closing costs14% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,609	$967/mo
Government & taxes
Property tax	$2,210	$184/mo
Land transfer tax(closing)	$2,300	$192/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,550	$213/mo
Condo fees
Condo / HOA fees	$7,349	$612/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,677	$3,056/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 407

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs