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$440K · 2+1 bed Condo Townhouse · Unit 4, Eastgate, 194 Haig Road, Belleville, Ontario K8N 0A8 | HomeSearchCanada

$439,900

Unit 4

38 DOM

2+1238d

Map

DOM 38

$439,900

DOM38days

Unit 4

Eastgate · 194 Haig Road · Belleville · Ontario K8N 0A8

MLS® X13618482 · Belleville Ward · K8N 0A8

2+12OwnerOccupied800-899 ft²Condo Townhouse1-car AttachedFull, Finished38d$518/ft²$3,914 tax/yrFull, Finished

38 days on market

About this home

Welcome to Eastgate Condominiums, where low-maintenance living meets comfort and convenience. This well-maintained bungalow townhouse condo is ideal for professionals, retirees, or those who enjoy travelling and appreciate the ease of a lock-and-leave lifestyle. The newly updated kitchen features a movable island, offering added workspace and flexibility. The bright living room provides a walkout to the back deck, creating a seamless connection between indoor and outdoor living. The main level i…

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Property details

MLS#: X13618482
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 6 + 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route

Building name: Eastgate
Condo corp #: 50
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Landscaped, Lighting
Fronting on: —
Cross street: Haig Road & Dundas Street
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor, Sump Pump, Water Purifier
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13618482

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$440K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $3,914 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,975/mo

incl. closing costs (yr 1)

Annual total

$47,696

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,408/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$326/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,026/yr

Property taxes19% $9,187/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,399/yr

Condo fees7% $3,424/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$3,914	$326/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$3,424	$285/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,696	$3,975/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs