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$520K · 3 bed Condo Townhouse · Unit 1, 489 Beechwood Drive, Waterloo, Ontario N2T 1H8 | HomeSearchCanada

$519,900

Unit 1

39 DOM

3339d

Map

DOM 39

$519,900

DOM39days

Unit 1

489 Beechwood Drive · Waterloo · Ontario N2T 1H8

MLS® X13611626 · N2T 1H8

33OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedFinished39d$400/ft²$3,795 tax/yrBuilt 198541 yrs oldFinished

39 days on market

About this home

Nestled in the heart of the highly sought-after Beechwood community, this exceptional cul-de-sac home offers the perfect blend of comfort, nature, a carefree living of a condominium Townhome. Whether you're a first-time buyer, a growing family, or an empty nester looking to simplify without compromise, you'll appreciate the peaceful setting & welcoming neighbourhood. Imagine relaxing on your oversized private terrace, surrounded by mature trees and overlooking the quiet cul-de-sac, sparkling in-…

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Property details

MLS#: X13611626
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 8 + 3
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: MR100

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Arts Centre, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Living Room

Condo corp #: 403
Balcony: Terrace
Locker: None
Association amenities: Outdoor Pool, Tennis Court
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Erb street
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Water Heater, Water Softener
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® X13611626

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$520K

Unit 1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $3,795 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,817/mo

incl. closing costs (yr 1)

Annual total

$57,808

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,814/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$316/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,668/yr

Property taxes18% $10,668/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,199/yr

Condo fees13% $7,612/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$3,795	$316/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Condo fees
Condo / HOA fees	$7,612	$634/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,808	$4,817/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs