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$480K · 1 bed Condo Apartment · Unit 810, 330 Loretta Avenue, Ottawa, Ontario K1S 4E8 | HomeSearchCanada

$479,900

Unit 810

39 DOM

1139d

Map

DOM 39

$479,900

DOM39days

Unit 810

330 Loretta Avenue · Ottawa · Ontario K1S 4E8

MLS® X13611476 · 4503 - West Centre Town · K1S 4E8

11OwnerOccupied600-699 ft²Condo Apartment1-car UndergroundNo basement39d$739/ft²$3,766 tax/yrNo basement

39 days on market

About this home

Urban living at its best in the heart of West Centre Town! Perfectly positioned just steps from Dow's Lake, the Rideau Canal, and Little Italy, this stylish 1-bedroom, 1-bathroom condo by Domicile offers the ideal balance of city convenience and outdoor adventure. Whether you're dining on Preston Street, grabbing a coffee nearby, cycling along the canal, or taking in the Tulip Festival each spring, Ottawa's best is right outside your door. Perched on the 8th floor, this bright, open-concept home…

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Property details

MLS#: X13611476
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 2
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Hospital, Lake Access, Public Transit

Condo corp #: 837
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Elevator, Exercise Room, Recreation Room, Party Room/Meeting Room
Fees include: Water Included, Building Insurance Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Loretta Ave S & Carling Ave
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Intercom, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13611476

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$480K

Unit 810 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,900✓ $3,766 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,453/mo

incl. closing costs (yr 1)

Annual total

$53,433

year 1

Mortgage only

$1,821/mo

principal + interest

Beyond mortgage

$1,668/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$314/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,847/yr

Property taxes18% $9,839/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,799/yr

Condo fees12% $6,288/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,847	$1,821/mo
Government & taxes
Property tax	$3,766	$314/mo
Land transfer tax(closing)	$6,073	$506/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,799	$400/mo
Condo fees
Condo / HOA fees	$6,288	$524/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,433	$4,453/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 810

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs