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$515K · 2 bed Condo Apartment · Unit 501, The Sydenham, 80 9th Street, Owen Sound, Ontario N4K 1N4 | HomeSearchCanada

$515,000

Unit 501

40 DOM

2240d

Map

DOM 40

Waterfront

$515,000

DOM40days

Unit 501

The Sydenham · 80 9th Street · Owen Sound · Ontario N4K 1N4

MLS® X13609904 · Owen Sound · N4K 1N4

22TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement40d$606/ft²$6,165 tax/yrNo basement

40 days on market

About this home

Welcome to refined waterfront living at The Sydenham in the heart of downtown Owen Sound. This bright two bedroom, two bathroom residence pairs luxury finishes with sunny south facing views of the Sydenham River. The interior features soaring 9 foot ceilings, engineered hardwood flooring, and custom closet built ins. The kitchen is outfitted with granite countertops, stainless steel appliances, and a peninsula with seating that opens into the living and dining areas. Direct walkouts lead to a pr…

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Property details

MLS#: X13609904
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: C1

Property features: Library, Park, Place Of Worship, Public Transit, River/Stream, Arts Centre

View: Downtown, River

Waterfront: Yes
Water view: Direct
Water body: Sydenham River
Water frontage: 195 ft
Shoreline: Unknown
Waterfront features: Dock, River Access

Building name: The Sydenham
Condo corp #: 115
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Media Room, Shared Dock, Rooftop Deck/Garden, BBQs Allowed
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included, Heat Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: 2nd Ave. E. & 9th St. E.
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: On Demand Water Heater, Storage Area Lockers
Parking features: Reserved/Assigned, Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage RCR Realty

Source: TRREB/PROPTX · MLS® X13609904

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$515K

Unit 501 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $515,000✓ $6,165 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,940/mo

incl. closing costs (yr 1)

Annual total

$59,279

year 1

Mortgage only

$1,954/mo

principal + interest

Beyond mortgage

$1,963/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$514/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,445/yr

Property taxes22% $12,940/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,150/yr

Condo fees12% $7,084/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,445	$1,954/mo
Government & taxes
Property tax	$6,165	$514/mo
Land transfer tax(closing)	$6,775	$565/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,150	$429/mo
Condo fees
Condo / HOA fees	$7,084	$590/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,279	$4,940/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 501

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs