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$419K · 2 bed Condo Apartment · Unit 204, 25 King Street, Kawartha Lakes, Ontario K9V 1C4 | HomeSearchCanada

$419,000

Unit 204

44 DOM

2244d

Map

DOM 44

↓ $10KWaterfront

$419,000

↓ $10K

DOM44days

Unit 204

25 King Street · Kawartha Lakes · Ontario K9V 1C4

MLS® X13604222 · Lindsay · K9V 1C4

22OwnerOccupied900-999 ft²Condo ApartmentNoneNo basement44d$441/ft²$3,777 tax/yrBuilt 20188 yrs oldNo basement

44 days on market

About this home

Welcome to Unit 204 at 25 King Street-a beautifully maintained 2-bedroom, 2-bathroom corner-unit condo offering main-floor living with no stairs and stunning water views from multiple rooms. Enjoy the peaceful waterfront setting from the comfort of your home. Inside, you'll find a bright, open-concept layout featuring 10'6" ceilings, large windows, quality finishes, and a modern kitchen with quartz countertops, and ample cabinetry. The spacious living and dining area is perfect for entertaining…

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Property details

MLS#: X13604222
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 2
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Property features: Golf, Park, School, Hospital, Public Transit, Waterfront

View: Water

Waterfront: Yes
Water view: Direct

Condo corp #: 31
Balcony: Juliette
Locker: None
Fees include: Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Lindsay Street and Kent Street
Stories: 204
Utilities: —
Laundry: Laundry Closet
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $429,000 to $419,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Heritage Realty Ltd.

Source: TRREB/PROPTX · MLS® X13604222

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$419K

Unit 204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,000✓ $3,777 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,358/mo

incl. closing costs (yr 1)

Annual total

$52,298

year 1

Mortgage only

$1,590/mo

principal + interest

Beyond mortgage

$1,906/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$315/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $19,075/yr

Property taxes17% $8,632/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,190/yr

Condo fees19% $9,741/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,075	$1,590/mo
Government & taxes
Property tax	$3,777	$315/mo
Land transfer tax(closing)	$4,855	$405/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,190	$349/mo
Condo fees
Condo / HOA fees	$9,741	$812/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,298	$4,358/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs