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$379K · 3 bed Condo Townhouse · Cobourg, Cobourg | MyPropertyScout

$379,000

Unit F5

0 DOM

320d

Map

NEW 3 HRS AGO

DOM 0

$379,000

DOM0days

Unit F5

400 Westwood Drive · Cobourg · Ontario K9A 2B6

MLS® X13589914 · Cobourg · K9A 2B6

32OwnerOccupied1000-1199 ft²Condo TownhouseNonePartially Finished0d$345/ft²$2,134 tax/yrBuilt 195175 yrs oldPartially Finished

0 days on market

About this home

Welcome to #F5 - 400 Westwood Drive, a well-maintained home offering over 1,000 sq. ft. of comfortable living space in a friendly Cobourg neighbourhood. With three bedrooms and two bathrooms, this home provides a practical layout suited for a variety of lifestyles. The bright main living area flows into the kitchen, which has been refreshed with updated countertops and new kitchen appliances, creating a functional and inviting space for everyday cooking and gathering. All three bedrooms are loca…

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Property details

MLS#: X13589914
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 3
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 2 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R4-2

Roof: Metal
Foundation: Concrete
Property features: Library, Marina, Park, Place Of Worship, School

Fireplace features: Natural Gas

Condo corp #: 1
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Window Unit(s)
Waterfront: No
Exterior: Vinyl Siding · Patio
Fronting on: —
Cross street: Burnham St.
Stories: 1
Utilities: —
Laundry: Ensuite, In Basement
Laundry level: Lower Level
Interior: Storage
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: eXp Realty, Brokerage

Source: TRREB/PROPTX · MLS® X13589914

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$379K

Unit F5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $379,000✓ $2,134 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,659/mo

incl. closing costs (yr 1)

Annual total

$43,904

year 1

Mortgage only

$1,438/mo

principal + interest

Beyond mortgage

$1,416/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$178/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,160

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $17,254/yr

Property taxes14% $6,294/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,790/yr

Condo fees13% $5,907/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,254	$1,438/mo
Government & taxes
Property tax	$2,134	$178/mo
Land transfer tax(closing)	$4,160	$347/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,790	$316/mo
Condo fees
Condo / HOA fees	$5,907	$492/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,904	$3,659/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit F5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs