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$268K · 1 bed Condo Apartment · Unit 405, 404 King Street, Waterloo, Ontario N2G 2L5 | HomeSearchCanada

$268,000

Unit 405

46 DOM

1146d

DOM 46

$268,000

DOM46days

Unit 405

404 King Street · Waterloo · Ontario N2G 2L5

MLS® X13589086 · N2G 2L5

11TenantOccupied500-599 ft²Condo ApartmentNoneNo basement46d$488/ft²$2,754 tax/yrNo basement

46 days on market

About this home

Experience authentic loft living at the iconic Kaufman Lofts, one of downtown Kitchener's most sought-after warehouse conversions. Designed by renowned architect Albert Kahn, this landmark building blends historic industrial character with modern urban living in the heart of the Innovation District. This stylish one-bedroom, one-bathroom loft showcases everything loft enthusiasts love, including soaring 14-foot exposed ceilings, polished concrete floors, oversized factory windows that flood the…

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Property details

MLS#: X13589086
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: D6

Roof: Flat
Property features: Arts Centre, Hospital, Park, Place Of Worship, Public Transit

Fireplace features: Electric

Condo corp #: 450
Balcony: None
Locker: Owned
Association amenities: Rooftop Deck/Garden, Elevator, Community BBQ, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Parking Included, Building Insurance Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: King and Victoria
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free, Storage Area Lockers
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13589086

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$268K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $268,000✓ $2,754 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,193/mo

incl. closing costs (yr 1)

Annual total

$38,320

year 1

Mortgage only

$1,017/mo

principal + interest

Beyond mortgage

$1,510/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$53,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$230/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,680/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,495

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $12,201/yr

Property taxes14% $5,249/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,680/yr

Condo fees20% $7,530/yr

Closing costs13% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,201	$1,017/mo
Government & taxes
Property tax	$2,754	$230/mo
Land transfer tax(closing)	$2,495	$208/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,680	$223/mo
Condo fees
Condo / HOA fees	$7,530	$628/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,320	$3,193/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs