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$1.10M · 2 bed Condo Townhouse · Stoney Creek, Hamilton | MyPropertyScout

$1,099,000

Unit 15

1 DOM

231d

Map

NEW 9 HRS AGO

DOM 1

Waterfront

$1,099,000

DOM1day

Unit 15

Bal Harbour · 484 Millen Road · Hamilton · Ontario L8E 6G4

MLS® X13589036 · Stoney Creek · L8E 6G4

23OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFinished, Full1d$733/ft²$6,425 tax/yrBuilt 200323 yrs oldFinished, Full

1 day on market

About this home

Welcome to prestigious Bal Harbour Estates, where luxury waterfront living meets effortless everyday comfort. This extensively renovated bungalow style end unit condo townhouse offers over 2,300 sq. ft. of beautifully finished living space, showcasing exceptional craftsmanship and premium finishes throughout. Completely transformed from top to bottom, this turnkey residence features a stunning designer kitchen, elegant bathrooms, premium flooring, upgraded lighting, and high end finishes at ever…

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Property details

MLS#: X13589036
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 6 + 3
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Basement; 4 pc · Main; 4 pc · Main
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Zoning: RM4-4

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Cul de Sac/Dead End, Lake/Pond, Library, Marina, Park

Fireplaces: 2
Fireplace features: Electric, Natural Gas

View: Lake, Skyline, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Ontario
Water frontage: 100 ft
Shoreline: Unknown
Waterfront features: Stairs to Waterfront, Seawall, Waterfront-Deeded

Building name: Bal Harbour
Condo corp #: 379
Balcony: None
Locker: None
Association amenities: Shared Beach, Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Exterior: Stucco (Plaster) · Patio
Fronting on: —
Cross street: North Service Road
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Central Vacuum, Storage, Water Heater Owned, Workbench
Parking features: Private, Reserved/Assigned

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13589036

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$1.10M

Unit 15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $6,425 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,569/mo

incl. closing costs (yr 1)

Annual total

$102,825

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$2,403/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$535/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $50,031/yr

Property taxes24% $24,880/yr

Utilities2% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Condo fees8% $7,764/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$6,425	$535/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Condo fees
Condo / HOA fees	$7,764	$647/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,825	$8,569/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs