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$700K · 2 bed Condo Apartment · Unit 103, Riverwalk, 10 Bay Street, Blue Mountains, Ontario N0H 2P0 | HomeSearchCanada

$700,000

Unit 103

2 DOM

222d

Map

DOM 2

Waterfront

$700,000

DOM2days

Unit 103

Riverwalk · 10 Bay Street · Blue Mountains · Ontario N0H 2P0

MLS® X13587374 · Blue Mountains · N0H 2P0

22OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement2d$737/ft²$2,633 tax/yrBuilt 201313 yrs oldNo basement

2 days on market

About this home

Rare waterfront opportunity awaits in this exceptional ground-floor unit, one of only two in the building, perfectly positioned where the Beaver River meets Georgian Bay. This 2-bedroom, 1.5-bathroom condo offers a serene lifestyle with direct, spectacular views of the Thornbury Harbour and Marina and stunning sunsets right from your doorstep. Thoughtfully updated and move-in ready, the residence features fresh paint and quality engineered flooring throughout. The well-managed building provides…

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Property details

MLS#: X13587374
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 4 pc · Ground; 2 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Accessibility

Zoning: R3

Property features: Lake/Pond, Marina, Beach, River/Stream, Waterfront, Skiing

Fireplaces: 1
Fireplace features: Electric

View: River, Bay, Water

Waterfront: Yes
Water view: Direct
Water body: Beaver River
Water frontage: 46 ft
Shoreline: Rocky
Waterfront features: River Front

Building name: Riverwalk
Condo corp #: 56
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Bike Storage, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Cable TV Included, Building Insurance Included, Parking Included, CAC Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stone, Wood · Patio, Year Round Living, Landscaped, Controlled Entry
Fronting on: —
Cross street: Bay St East and Mill St
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Intercom, Primary Bedroom - Main Floor, Water Heater, Wheelchair Access, Carpet Free
Parking features: Underground, Inside Entry

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Locations North

Source: TRREB/PROPTX · MLS® X13587374

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$700K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $700,000✓ $2,633 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,059/mo

incl. closing costs (yr 1)

Annual total

$72,705

year 1

Mortgage only

$2,656/mo

principal + interest

Beyond mortgage

$2,072/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$140,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$219/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,867/yr

Property taxes18% $13,108/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,000/yr

Condo fees14% $10,070/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,867	$2,656/mo
Government & taxes
Property tax	$2,633	$219/mo
Land transfer tax(closing)	$10,475	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,000	$583/mo
Condo fees
Condo / HOA fees	$10,070	$839/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,705	$6,059/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs