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$340K · 2 bed Condo Apartment · 2607 - Sawmill Creek/Timbermill, Blossom Park - Airport and Area | MyPropertyScout

$340,000

Unit 505

1 DOM

221d

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NEW 25 HRS AGO

DOM 1

$340,000

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Unit 505

1589 St. Bernard Street · Ottawa · Ontario K1T 3H9

MLS® X13586108 · 2607 - Sawmill Creek/Timbermill · K1T 3H9

22OwnerOccupied900-999 ft²Condo ApartmentNoneNo basement1d$358/ft²$2,308 tax/yrNo basement

1 day on market

About this home

Welcome to Unit 505 at 1589 St. Bernard Street, a beautifully updated two-storey stacked condo nestled in the sought-after community of Blossom Park. Offering a functional layout with 2 bedrooms, 2 bathrooms, and a storage room, this bright upper-level unit is perfect for first-time home buyers, downsizers, or investors alike. The main floor features an open-concept living and dining area filled with natural light, complete with a cozy wood-burning fireplace and access to a private balcony, an i…

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Property details

MLS#: X13586108
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc; 2 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 403
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Right onto Bank from Hunt Club, Right onto L'avenue D'Aoust/St Bernard St, right into condo parking lot, middle section of the building on the right
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13586108

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$340K

Unit 505 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $340,000✓ $2,308 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,352/mo

incl. closing costs (yr 1)

Annual total

$40,222

year 1

Mortgage only

$1,290/mo

principal + interest

Beyond mortgage

$1,306/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$68,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,478/yr

Property taxes15% $5,883/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,400/yr

Condo fees16% $6,300/yr

Closing costs13% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,478	$1,290/mo
Government & taxes
Property tax	$2,308	$192/mo
Land transfer tax(closing)	$3,575	$298/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,400	$283/mo
Condo fees
Condo / HOA fees	$6,300	$525/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,222	$3,352/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 505

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs