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$589K · 3 bed Condo Townhouse · Woodstock - South, Woodstock | MyPropertyScout

$589,000

Unit 13

1 DOM

331d

Map

NEW 31 HRS AGO

DOM 1

$589,000

DOM1day

Unit 13

491 Nova Scotia Court · Woodstock · Ontario N4S 8Z2

MLS® X13583838 · Woodstock - South · N4S 8Z2

33Vacant1200-1399 ft²Condo Townhouse2-car AttachedFinished with Walk-Out1d$453/ft²$4,352 tax/yrFinished with Walk-Out

1 day on market

About this home

Looking for easy, low-maintenance living without giving up space? This well-maintained 3-bedroom, 3-bathroom condo on Nova Scotia Court offers just that. This home offers the convenience of being close to Woodstock Hospital, Fanshawe College, the Reeves Community Complex, shopping, parks, restaurants, and having quick access to Highway 401. Inside, you'll find a bright, functional layout with two gas fireplaces, one on the main floor and another in the finished walkout basement. The lower-level…

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Property details

MLS#: X13583838
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Property features: Park, Hospital, Public Transit, Rec./Commun.Centre, Place Of Worship

Fireplaces: 2
Fireplace features: Natural Gas

Condo corp #: 46
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Finkle St
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Water Softener, Upgraded Insulation, Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Woodstock Ingersoll Tillsonburg & Area Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Gale Group Realty Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13583838

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$589K

Unit 13 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $4,352 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,248/mo

incl. closing costs (yr 1)

Annual total

$62,972

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$1,867/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$363/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $26,814/yr

Property taxes20% $12,607/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,890/yr

Condo fees11% $7,001/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$4,352	$363/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Condo fees
Condo / HOA fees	$7,001	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,972	$5,248/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 13

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs