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$519K · 2 bed Condo Apartment · Unit 205, 1455 2nd Ave W Avenue, Owen Sound, Ontario N4K 6V3 | HomeSearchCanada

$519,000

Unit 205

3 DOM

223d

Map

DOM 3

$519,000

DOM3days

Unit 205

1455 2nd Ave W Avenue · Owen Sound · Ontario N4K 6V3

MLS® X13582648 · Owen Sound · N4K 6V3

22Vacant1200-1399 ft²Condo Apartment1-car SurfaceNo basement3d$399/ft²$5,310 tax/yrNo basement

3 days on market

About this home

Location is everything! Situated within walking distance of the downtown core, beautiful Kelso Beach and the shores of Georgian Bay, this spacious 2-bedroom, 2-bathroom unit at the highly sought after Harbour House, offers breathtaking panoramic views of the bay with the convenience of a central location. Step outside and enjoy the local trails and parks while easily accessing important nearby amenities such as the Family Health Clinic, Service Ontario, as well as local shopping and dining. Wh…

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Property details

MLS#: X13582648
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

View: Water

Condo corp #: 39
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Metal/Steel Siding
Fronting on: —
Cross street: 2nd Ave W and 14th St W
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Sutton-Sound Realty

Source: TRREB/PROPTX · MLS® X13582648

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$519K

Unit 205 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,000✓ $5,310 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,821/mo

incl. closing costs (yr 1)

Annual total

$57,846

year 1

Mortgage only

$1,969/mo

principal + interest

Beyond mortgage

$1,822/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$443/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,627/yr

Property taxes21% $12,165/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,190/yr

Condo fees13% $7,704/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,627	$1,969/mo
Government & taxes
Property tax	$5,310	$443/mo
Land transfer tax(closing)	$6,855	$571/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,190	$433/mo
Condo fees
Condo / HOA fees	$7,704	$642/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,846	$4,821/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 205

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs