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$340K · 2 bed Condo Apartment · Unit 604, 223 Erb Street, Waterloo, Ontario N2L 0B3 | HomeSearchCanada

$339,900

Unit 604

51 DOM

2251d

Map

DOM 51

$339,900

DOM51days

Unit 604

223 Erb Street · Waterloo · Ontario N2L 0B3

MLS® X13579596 · N2L 0B3

22TenantOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement51d$358/ft²$4,274 tax/yrBuilt 201313 yrs oldNo basement

51 days on market

About this home

Welcome to unit 604 at Westmount on Grand, one of Uptown Waterloo's most sought-after addresses. This beautifully appointed 2-bedroom, 2-bathroom condo offers 970 sq ft of thoughtfully designed living space with a west-facing orientation that fills the suite with natural light and frames stunning sunset views.The open-concept layout features a sleek kitchen with granite countertops, a generous island, stainless steel appliances, and ample storage. The living area flows effortlessly onto a privat…

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Property details

MLS#: X13579596
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2013

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 5 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RMU-40

Roof: Other
Property features: Arts Centre, Library, Place Of Worship, Rec./Commun.Centre, School, Public Transit

View: Skyline, City

Condo corp #: 541
Balcony: Open
Locker: Owned
Fees include: Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stone
Fronting on: —
Cross street: SouthEast Corner of Erb Street West and Westmount Road South
Stories: 4
Utilities: —
Laundry: In-Suite Laundry, In Hall
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® X13579596

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$340K

Unit 604 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,900✓ $4,274 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,227/mo

incl. closing costs (yr 1)

Annual total

$50,724

year 1

Mortgage only

$1,289/mo

principal + interest

Beyond mortgage

$2,181/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$356/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$93/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,574

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)31% $15,474/yr

Property taxes15% $7,848/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,399/yr

Condo fees26% $13,343/yr

Closing costs10% $5,100/yr

Mortgage is 31% of your true cost of ownership. The other 69% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,474	$1,289/mo
Government & taxes
Property tax	$4,274	$356/mo
Land transfer tax(closing)	$3,574	$298/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,399	$283/mo
Condo fees
Condo / HOA fees	$13,343	$1,112/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,724	$4,227/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 604

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs