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$400K · 2 bed Condo Apartment · Unit H, 55 Overberg Way, Ottawa, Ontario K2S 2Y4 | HomeSearchCanada

$399,999

Unit H

50 DOM

2150d

Map

DOM 50

$399,999

DOM50days

Unit H

55 Overberg Way · Ottawa · Ontario K2S 2Y4

MLS® X13578160 · 9010 - Kanata - Emerald Meadows/Trailwest · K2S 2Y4

21OwnerOccupied900-999 ft²Condo ApartmentNoneNo basement50d$421/ft²$3,797 tax/yrNo basement

50 days on market

About this home

Welcome to this beautifully maintained 2-bedroom, 1-bathroom corner end-unit, Claridge Built condo in the desirable Bridlewood Trails community of Kanata. Proudly owner-occupied since new, this bright, move-in-ready home features a well-designed stair-free layout with no carpet throughout, a modern kitchen with quartz countertops and a functional island, and the convenience of in-suite laundry. Enjoy abundant natural light from the southeast exposure and peaceful views that offer a greater sense…

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Property details

MLS#: X13578160
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 1085
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Terry Fox dr & Overberg way
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE INTEGRITY REALTY

Source: TRREB/PROPTX · MLS® X13578160

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$400K

Unit H · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,999✓ $3,797 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,657/mo

incl. closing costs (yr 1)

Annual total

$43,890

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,309/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$316/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,210/yr

Property taxes19% $8,272/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,000/yr

Condo fees6% $2,748/yr

Closing costs12% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,210	$1,517/mo
Government & taxes
Property tax	$3,797	$316/mo
Land transfer tax(closing)	$4,475	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,000	$333/mo
Condo fees
Condo / HOA fees	$2,748	$229/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,890	$3,657/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit H

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs