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$550K · 3 bed Co-op Apartment · Unit 102, 104 Summit Ridge Drive, Guelph, Ontario N1E 0R5 | HomeSearchCanada

$549,900

Unit 102

7 DOM

327d

Map

DOM 7

$549,900

DOM7days

Unit 102

104 Summit Ridge Drive · Guelph · Ontario N1E 0R5

MLS® X13577596 · Grange Road · N1E 0R5

32OwnerOccupied900-999 ft²Co-op ApartmentNoneNo basement7d$579/ft²$3,592 tax/yrNo basement

7 days on market

About this home

Rarely does a condo offer this combination of space, functionality, and value. Featuring 3 bedrooms, 2 full bathrooms, and two owned parking spaces, this beautifully maintained corner end-unit stands out in today's market and is ideal for families, professionals, first-time buyers, downsizers, and investors alike. Filled with natural light, this one-owner home offers a bright open-concept layout with luxury vinyl flooring, upgraded lighting, quartz countertops with undermount sinks, upgraded sha…

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Property details

MLS#: X13577596
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Co-op Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Other

Condo corp #: 251
Balcony: Enclosed
Locker: Owned
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Aluminum Siding
Fronting on: —
Cross street: Eastview Road
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Separate Hydro Meter
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Coldwell Banker Neumann Real Estate

Source: TRREB/PROPTX · MLS® X13577596

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$550K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $3,592 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,355/mo

incl. closing costs (yr 1)

Annual total

$52,258

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,188/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$299/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $25,034/yr

Property taxes21% $11,065/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,499/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$3,592	$299/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,258	$4,355/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs