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$360K · 2 bed Condo Apartment · Mount Forest, Wellington North | MyPropertyScout

$359,900

Unit 306

4 DOM

214d

Map

DOM 4

$359,900

DOM4days

Unit 306

440 Durham Street · Wellington North · Ontario N0G 2L1

MLS® X13576360 · Mount Forest · N0G 2L1

21Vacant1000-1199 ft²Condo ApartmentNoneNo basement4d$327/ft²$1,958 tax/yrBuilt 198541 yrs oldNo basement

4 days on market

About this home

You will be pleasantly surprised by this well maintained and updated 2-bedroom third floor unit with a wonderful southerly exposure. No waiting for the elevator here. Upgraded sound reducing laminate flooring runs from the foyer, kitchen living room along the hall to and through the washroom. The oversized principal bedroom features a large walk-through wardrobe closet which also provides an en suite connection to the washroom. A walk out onto the open-air patio provides a beautiful view. The ki…

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Property details

MLS#: X13576360
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Slab
Property features: Golf, Hospital, Library, Park, Rec./Commun.Centre, Place Of Worship

Condo corp #: 64
Balcony: Open
Locker: None
Association amenities: Elevator, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer · Porch, Year Round Living
Fronting on: —
Cross street: Queen St W (Hwy 89)
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker WIN Realty

Source: TRREB/PROPTX · MLS® X13576360

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$360K

Unit 306 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $1,958 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,328/mo

incl. closing costs (yr 1)

Annual total

$39,937

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$1,182/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$163/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $16,384/yr

Property taxes15% $5,832/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,599/yr

Condo fees12% $4,962/yr

Closing costs13% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$1,958	$163/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$4,962	$413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,937	$3,328/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 306

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs