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$385K · 1 bed Condo Apartment · Unit 304, 245 Downie Street, Stratford, Ontario N5A 1X5 | HomeSearchCanada

$385,000

Unit 304

6 DOM

116d

Map

DOM 6

$385,000

DOM6days

Unit 304

245 Downie Street · Stratford · Ontario N5A 1X5

MLS® X13576096 · Stratford · N5A 1X5

11TenantOccupied0-499 ft²Condo ApartmentNoneNo basement6d$772/ft²$2,475 tax/yrBuilt 1916110 yrs oldNo basement

6 days on market

About this home

Welcome to Stratford and the Bradshaw Lofts! This incredibly historic building offers a unique experience in boutique condo ownership. The Clairemont, a stunning third/top floor unit is completely move-in ready, and if turn-key is what you are after, this is an excellent option. The thoughtfully laid out floor plan encompasses all your needs with beautiful finishes including vinyl plank flooring, high ceilings, and a stunning interior exposed brick wall, and original wood ceiling. Feel the vi…

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Property details

MLS#: X13576096
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1916

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Place Of Worship

Fireplaces: 0

Condo corp #: 58
Balcony: None
Locker: None
Association amenities: Elevator
Fees include: Building Insurance Included, Hydro Included, Water Included, Parking Included, Cable TV Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: Downie & Falstaff
Stories: 3
Utilities: —
Laundry: Laundry Closet
Interior: Built-In Oven, Carpet Free
Parking features: Surface, Unreserved

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: THRIVE REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13576096

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$385K

Unit 304 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $385,000✓ $2,475 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,584/mo

incl. closing costs (yr 1)

Annual total

$43,009

year 1

Mortgage only

$1,461/mo

principal + interest

Beyond mortgage

$1,311/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$206/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,250

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $17,527/yr

Property taxes16% $6,725/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,850/yr

Condo fees10% $4,247/yr

Closing costs12% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,527	$1,461/mo
Government & taxes
Property tax	$2,475	$206/mo
Land transfer tax(closing)	$4,250	$354/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,850	$321/mo
Condo fees
Condo / HOA fees	$4,247	$354/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,009	$3,584/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 304

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs