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$450K · 2 bed Condo Townhouse · Unit B, 7 Harness Lane, Ottawa, Ontario K2M 1E1 | HomeSearchCanada

$449,900

Unit B

6 DOM

226d

Map

DOM 6

$449,900

DOM6days

Unit B

7 Harness Lane · Ottawa · Ontario K2M 1E1

MLS® X13575778 · 9004 - Kanata - Bridlewood · K2M 1E1

22OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedNo basement6d$409/ft²$2,651 tax/yrNo basement

6 days on market

About this home

Welcome to easy, main-floor living! This beautifully updated 2-bedroom, 2 full bathroom ground-floor condo is the perfect choice for retirees, first-time buyers, or young families looking for comfort, convenience, and a peaceful setting.Enjoy **no stairs and inside access to the attached garage, plus two additional parking spaces in the driveway. The bright, open-concept layout features an updated eat-in kitchen with a pantry, recessed lighting, luxury vinyl plank flooring, fresh paint, and a sp…

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Property details

MLS#: X13575778
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc; 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Shingles

Fireplace features: Natural Gas

Condo corp #: 184
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Club House, Outdoor Pool, Visitor Parking
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Landscaped, Recreational Area, Patio
Fronting on: —
Cross street: Stonehaven Dr
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Intercom, Primary Bedroom - Main Floor, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® X13575778

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$450K

Unit B · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $2,651 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,090/mo

incl. closing costs (yr 1)

Annual total

$49,080

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,469/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,481/yr

Property taxes17% $8,124/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees14% $6,816/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$2,651	$221/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$6,816	$568/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,080	$4,090/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs