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$375K · 1 bed Condo Apartment · Unit 2A, Russell Standard Condominium, 97 Mill Street, Russell, Ontario K4R 1B8 | HomeSearchCanada

$375,000

Unit 2A

6 DOM

116d

Map

DOM 6

Waterfront

$375,000

DOM6days

Unit 2A

Russell Standard Condominium · 97 Mill Street · Russell · Ontario K4R 1B8

MLS® X13575164 · 601 - Village of Russell · K4R 1B8

11Vacant800-899 ft²Condo ApartmentNoneNo basement6d$441/ft²$2,075 tax/yrBuilt 200323 yrs oldNo basement

6 days on market

About this home

Welcome to effortless, stair-free living in the heart of Russell! This bright and inviting main-floor, open-concept condo offers the perfect blend of comfort, privacy, and convenience. Featuring a spacious one-bedroom layout, the generous living room is highlighted by a cozy fireplace-creating the perfect space to relax or entertain. The well-designed kitchen offers abundant cabinetry and plenty of counter space, making everyday living both practical and enjoyable. Enjoy the comfort of numerous…

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Property details

MLS#: X13575164
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2003

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: Residential Condominum

Roof: Asphalt Shingle
Foundation: Concrete, Slab
Property features: Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, Waterfront

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

View: Downtown

Waterfront: Yes
Water body: Castor River

Building name: Russell Standard Condominium
Condo corp #: 33
Balcony: None
Locker: Exclusive
Fees include: Heat Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Exterior: Brick · Lighting, Privacy, Recreational Area, Year Round Living
Fronting on: —
Cross street: Mill Street and Concession Street
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13575164

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$375K

Unit 2A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $375,000✓ $2,075 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,563/mo

incl. closing costs (yr 1)

Annual total

$42,757

year 1

Mortgage only

$1,423/mo

principal + interest

Beyond mortgage

$1,340/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$173/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,100

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,072/yr

Property taxes14% $6,175/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,750/yr

Condo fees12% $5,100/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,072	$1,423/mo
Government & taxes
Property tax	$2,075	$173/mo
Land transfer tax(closing)	$4,100	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,750	$313/mo
Condo fees
Condo / HOA fees	$5,100	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,757	$3,563/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs