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$555K · 2 bed Condo Apartment · Unit 104, 20D Silver Birch Court, Parry Sound, Ontario P2A 0A7 | HomeSearchCanada

$555,000

Unit 104

7 DOM

227d

Map

DOM 7

↓ $14K

$555,000

↓ $14K

DOM7days

Unit 104

20D Silver Birch Court · Parry Sound · Ontario P2A 0A7

MLS® X13573678 · Parry Sound · P2A 0A7

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement7d$505/ft²$4,437 tax/yrBuilt 201313 yrs oldNo basement

7 days on market

About this home

Some homes are about square footage. This one is about how easy life feels once you move in.Located in the sought-after Silverbirch Condominiums, this thoughtfully updated ground-floor corner unit offers the comfort of low-maintenance living with the convenience of direct patio access, making it easy to step outside to your car, enjoy the outdoors, or welcome guests without navigating hallways. It's the kind of feature you'll appreciate every day. Inside, the home has been extensively updated wi…

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Property details

MLS#: X13573678
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 3 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3

Roof: Asphalt Shingle
Property features: School, School Bus Route, Rec./Commun.Centre, Place Of Worship, Library, Hospital

View: Trees/Woods, Garden

Condo corp #: 10
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Bike Storage, Elevator, Visitor Parking
Fees include: Building Insurance Included, Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster) · Porch, Year Round Living, Lighting, Landscaped, Controlled Entry
Fronting on: —
Cross street: William Street
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater Owned
Parking features: Underground, Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $14KPrice reduction

MLS shows the seller reduced the asking price by $14,000 (from $569,000 to $555,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Team Advantage Realty

Source: TRREB/PROPTX · MLS® X13573678

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$555K

Unit 104 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $555,000✓ $4,437 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,843/mo

incl. closing costs (yr 1)

Annual total

$58,110

year 1

Mortgage only

$2,105/mo

principal + interest

Beyond mortgage

$1,647/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$370/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $25,266/yr

Property taxes21% $12,012/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,550/yr

Condo fees8% $4,622/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,266	$2,105/mo
Government & taxes
Property tax	$4,437	$370/mo
Land transfer tax(closing)	$7,575	$631/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,550	$463/mo
Condo fees
Condo / HOA fees	$4,622	$385/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,110	$4,843/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs