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$489,900
DOM35days122 Lakeshore Road · St. Catharines · Ontario L2N 6N6
35 days on market
Welcome to this spacious and well-maintained 3-bedroom townhouse condo in the desirable Lakeport neighbourhood of St. Catharines! Offeringover 1,300 sq ft above grade, this home features a functional layout with a bright living room, separate dining area, and an updated kitchen withample cabinet space. Upstairs, you'll find three generously sized bedrooms, a 4-piece bath, and access to a private balcony off the upper level.The partially finished basement adds extra living space with a large fami…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS INNOVATION REALTY
Source: TRREB/PROPTX · MLS® X13572226
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,302 | $1,859/mo |
| Government & taxes | ||
| Property tax | $3,409 | $284/mo |
| Land transfer tax(closing) | $6,273 | $523/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,899 | $408/mo |
| Condo fees | ||
| Condo / HOA fees | $5,400 | $450/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $52,943 | $4,412/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.