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$300K · 2 bed Condo Apartment · Unit 308, 3955 PORTAGE Road, Niagara Falls, Ontario L2J 3W2 | HomeSearchCanada

$299,900

Unit 308

51 DOM

2251d

Map

DOM 51

$299,900

DOM51days

Unit 308

3955 PORTAGE Road · Niagara Falls · Ontario L2J 3W2

MLS® X13570370 · 206 - Stamford · L2J 3W2

22Vacant900-999 ft²Condo ApartmentNoneNo basement51d$316/ft²$2,469 tax/yrBuilt 195175 yrs oldNo basement

51 days on market

About this home

Welcome to Portage Towers-where comfort, convenience, and maintenance-free living come together in one of Niagara Falls' most desirable north-end locations. This bright, clean, and immaculate two-bedroom corner unit offers an exceptional lifestyle just steps to shopping, parks, schools, churches, and everyday amenities. Set within a clean, quiet, and exceptionally well-maintained building, this unit boasts approximately 925 sq. ft. of well-designed living space. The welcoming foyer includes a la…

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Property details

MLS#: X13570370
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1951

Occupancy: Vacant
Washrooms: 3 pc · Main; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R4

Roof: Flat
Foundation: Concrete
Property features: Public Transit, Place Of Worship, School

Condo corp #: 2
Balcony: Open
Locker: Owned
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: THOROLD STONE ROAD
Stories: 3
Utilities: —
Laundry: Coin Operated, In Building
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Storage Area Lockers, Wheelchair Access
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13570370

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$300K

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $2,469 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,416/mo

incl. closing costs (yr 1)

Annual total

$40,991

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,572/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$206/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $13,653/yr

Property taxes13% $5,443/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,999/yr

Condo fees20% $8,236/yr

Closing costs12% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$2,469	$206/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$8,236	$686/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,991	$3,416/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 308

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs