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$650K · 2 bed Condo Townhouse · Unit 3, 1574 Richmond Street, London, Ontario N6G 5H7 | HomeSearchCanada

$649,900

Unit 3

51 DOM

2351d

Map

DOM 51

$649,900

DOM51days

Unit 3

1574 Richmond Street · London · Ontario N6G 5H7

MLS® X13570322 · North G · N6G 5H7

23Vacant1200-1399 ft²Condo Townhouse2-car AttachedFull, Finished with Walk-Out, Finished51d$500/ft²$4,979 tax/yrFull, Finished with Walk-Out, Finished

51 days on market

About this home

Welcome to Unit 3 at 1574 Richmond Street, a beautifully maintained bungalow-style condo in the highly sought-after Richmond Rise community. Just steps from Western University, University Hospital, Masonville Place, shopping, restaurants, and transit, this home offers an exceptional opportunity for professionals, empty nesters, investors, or families with students attending Western.Offering 2 bedrooms and 2.5 bathrooms, this bright and spacious home features an open-concept layout with soaring c…

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Property details

MLS#: X13570322
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished with Walk-Out, Finished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 3 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 516
Balcony: Enclosed
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Richmond Street and Fanshawe Park Road
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Storage
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: THRIVE REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13570322

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$650K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,979 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,824/mo

incl. closing costs (yr 1)

Annual total

$69,888

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$2,111/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$415/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $29,586/yr

Property taxes21% $14,452/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,499/yr

Condo fees12% $8,691/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,979	$415/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Condo fees
Condo / HOA fees	$8,691	$724/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,888	$5,824/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs