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$435K · 3 bed Condo Townhouse · Unit 101, 50 Lakeshore Road, St. Catharines, Ontario L2N 6P8 | HomeSearchCanada

$435,000

Unit 101

52 DOM

3252d

Map

DOM 52

Waterfront

$435,000

DOM52days

Unit 101

50 Lakeshore Road · St. Catharines · Ontario L2N 6P8

MLS® X13568388 · 443 - Lakeport · L2N 6P8

32OwnerOccupied1000-1199 ft²Condo TownhouseNoneFull, Finished52d$396/ft²$2,742 tax/yrBuilt 195175 yrs oldFull, Finished

52 days on market

About this home

Refined & effortless living in St. Catharines' prestigious Lakeport neighbourhood. This home is minutes from the historic waterfront of Port Dalhousie, famed for its beaches, boutique dining, and marina trails. This 3 bedroom, 1.5 bath (updated 2025) condo townhouse offers the ultimate turn-key retreat for down sizers, professionals, or first-time buyers seeking an upscale, low-maintenance lifestyle. The bright interior features a fluid main level anchored by a brand-new sliding patio door (2026…

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Property details

MLS#: X13568388
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6 + 1
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R4

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

Waterfront: Yes

Condo corp #: 12
Balcony: Terrace
Locker: None
Fees include: Cable TV Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Lakeshore Road near Vine St
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13568388

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$435K

Unit 101 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $2,742 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,996/mo

incl. closing costs (yr 1)

Annual total

$47,950

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$1,456/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$228/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $19,803/yr

Property taxes17% $7,917/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,350/yr

Condo fees11% $5,220/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$2,742	$228/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Condo fees
Condo / HOA fees	$5,220	$435/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,950	$3,996/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 101

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs