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$959K · 2 bed Detached Condo · 298 Roxton Drive, Waterloo, Ontario N2T 1R5 | HomeSearchCanada

$959,000

298 Roxton Drive

8 DOM

238d

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DOM 8

$959,000

DOM8days

298 Roxton Drive

Waterloo · Ontario N2T 1R5

MLS® X13565994 · N2T 1R5

23Vacant2250-2499 ft²Detached Condo2-car AttachedFinished, Full8d$404/ft²$7,118 tax/yrFinished, Full

8 days on market

About this home

Welcome to 298 Roxton Drive, a spacious and versatile two-storey home nestled in Waterloo's sought-after Westwinds community. Thoughtfully designed for comfortable family living and entertaining, this well-appointed home offers an exceptional layout with generous principal rooms and endless potential. The main floor features a bright eat-in kitchen, inviting family room, formal living and dining rooms, a private den ideal for a home office, convenient main floor laundry, and a powder room. Upsta…

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Property details

MLS#: X13565994
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 12 + 4
Kitchens: 1
Size: 2250-2499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 2-Storey
Type: Detached Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Second; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: R1

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 124
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Privacy
Fronting on: —
Cross street: Fischer-Hallman
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Sump Pump
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13565994

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$959K

298 Roxton Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $959,000✓ $7,118 tax✓ Gas✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,617/mo

incl. closing costs (yr 1)

Annual total

$91,398

year 1

Mortgage only

$3,638/mo

principal + interest

Beyond mortgage

$2,215/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$191,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$593/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~2,375 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $43,658/yr

Property taxes25% $22,773/yr

Utilities5% $4,157/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,590/yr

Condo fees5% $4,520/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,658	$3,638/mo
Government & taxes
Property tax	$7,118	$593/mo
Land transfer tax(closing)	$15,655	$1,305/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,590	$799/mo
Condo fees
Condo / HOA fees	$4,520	$377/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$91,398	$7,617/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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298 Roxton Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs